228 loan Options
228 loan Options
Blog Article
For every census tract wherein the financial institution originated or bought a little enterprise loan or compact farm loan, the bank have to report the aggregate selection and greenback degree of modest company loans and compact farm loans:
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(three) If the financial institution revised the First draft approach in reaction to the general public input gained, the Original draft plan as launched for community remark with a proof with the related variations; and
The Board considers the weighted common of the effectiveness scores equivalent to the lender's Community Advancement Funding Exam conclusions for its facility-primarily based assessment parts throughout the Point out, pursuant to portion IV of appendix B to this section.
Right before submitting a draft want to the Board for approval pursuant to paragraph (h) of this portion, a financial institution must:
) Positive aspects or serves a number of geographic areas with minimal levels of Local community enhancement funding;
The Board seeks to act upon a draft plan in ninety calendar days once the Board receives the complete draft approach and also other supplies expected pursuant to paragraph (file) of this area.
The Board weights the bank's general performance score for that efficiency checks applicable to a substantial bank as follows:
The Board evaluates a financial institution's distant service facility availability inside a facility-primarily based assessment region determined by the next:
) Any boost in the calendar 12 months to an existing community enhancement loan that may be refinanced or renewed or to an current Neighborhood improvement investment decision which is renewed;
(ii) The Board considers an intermediate bank's Local community advancement loans, Group growth investments, and Neighborhood development providers with out regard to if the exercise is manufactured in a number of from the financial institution's facility-primarily based evaluation areas. The extent on the Board's thing to consider of Neighborhood progress loans, community advancement investments, and Group improvement companies beyond the lender's 228 loan facility-primarily based evaluation spots will rely on the adequacy with the lender's responsiveness to community advancement demands and chances inside the bank's facility-based mostly evaluation parts and relevant functionality context facts.
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